With Menuflex™ you can
design your benefit coverage to meet your personal needs. Available coverage includes:
 - Extended Health Care Only
- Extended Health Care with Dental
- Basic or PLUS levels of coverage
- Out-of-Country Coverage
- Critical Illness Insurance
- Accidental Death & Dismemberment Insurance
- Disability Insurance
 Menuflex™
is all about choice! You choose the coverage that makes sense for your life.
You can choose between Menuflex™ Basic or enhanced Menuflex™ PLUS coverage, (with or without Dental Benefits), and you have the option of customizing your coverage with flexible Optional Benefits. Menuflex™ offers Single, Couple and Family levels of coverage, and unlike competing plans, Menuflex™ recognizes
that not all families are the same. So we offer different rates for Single Parent families and Two Parent families.
All plans include a Pay-Direct Card, Paramedical Benefits, Vision, Hospital, Ambulance and much more.
Optional coverage includes Critical Illness, AD&D Insurance and Disability Insurance. 
 Menuflex™ is both comprehensive and affordable! In
Ontario, for example, Basic Health premiums start from less than $47/month Single, $85/month Couple and $108/month Family. Premium rates vary by age, province and number of dependents. To determine your rate, just download the PDF Application Form for your province at right, or use our Online Application Form.
 For some Menuflex™ participants, monthly premiums are tax-deductible as a business expense. If you are self-employed, incorporated or an independent contractor, you
may be able to deduct your Health & Dental Premiums as a business expense, subject to CCRA regulations. More Info
 Menuflex™ does not require you to submit to a medical examination to be approved for coverage. You do need to provide Satisfactory Health Evidence in the form of a Personal Health Declaration for the EHC and Dental Benefits, or a separate Health Statement for the Optional Critical Illness. This information is confidential, shared only among the Program Administrator and Insurers.
 Please review the details of the coverage available on the next
page, and decide which Menuflex™ plan is right for you. Premium rates for your Province and age group are included in the Application Form, available as a PDF download at right.
To participate, simply complete the Application Form and Personal Health
Declaration and mail them to the Program Administrator at the address indicated. Faxed Applications are also acceptable. The Program Administrator, Alternative Benefit Solutions Inc., will notify you of your approval or declination as quickly as possible. Your coverage becomes effective the 1st of the month following date of approval by the Insurer. If you
require assistance or further information, please visit the How To Apply page or Contact Us. 
Click here to review the difference between a Menuflex™ Basic
and Menuflex™ PLUS plan, and learn about the available Optional Coverage. Next: Menuflex™ Basic and PLUS Coverage Details | 
Until now, many self-employed Canadians, contract
workers, part-time employees, or those running sole proprietor businesses, have faced limited choices when it comes to employee benefits. The few plans available have been limited in scope, expensive or subject to additional membership fees. With Menuflex™, however, these people
now have access to the same range of employee benefits and disability protection that full-time employees in large organizations have enjoyed for years.
Recognizing the need for flexible and comprehensive benefits protection for today's workforce, we're pleased to offer the Menuflex™ Benefits Program, the most comprehensive benefits program available in Canada today! 
