Menuflex Benefits Program
menuflex.com
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Download Brochures, Applications & Claim Forms
Menuflex MDSA - Medical & Dental Spending Accounts
Odyssey Expatriate Benefits Program - for Canadians working abroad
Menuflex Benefits Program - Health & Dental Benefits for Individuals

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About Us

Introduction

   Canada's most comprehensive Health and Dental Benefits for:

  • Individuals
  • Self-Employed Entrepreneurs
  • Independent Contractors
  • Sole Proprietors
  • Small Employer Groups
  • Retirees
  • Contract, casual, temporary and part-time workers

Launched in June 1998 for the staffing services industry, then to corporate Canada, associations, and individuals, the Menuflex™ Benefits Program is now endorsed across Canada by over 150+ associations, employers & organizations, and more are doing so every week.

Menu flex™ provides real-world, needs-related employee benefits, health, dental, disability and other insurance products and services for people in a wide variety of employment situations.

The Menu flex™ Income Protection Program is just one component of our leading-edge line of real-world, needs-related insurance products, which also includes Menuflex™ Medical & Dental Spending Accounts (MDSA), the Menuflex™ Benefits Program for Individuals and the Odyssey™ Expatriate Benefits Program.

We value your feedback! It's our goal to continually improve the Program, our website and communication materials. We welcome your comments and suggestions at any time. Please
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Sales & Administration

Alternative Benefit Solutions Inc.Alternative Benefit Solutions Inc., located in Mississauga, Ontario, is responsible for the day-to-day administration of the Menuflex™ Benefits Program.

The company maintains a staff of experts in group insurance, who are dedicated to exceeding our clients' expectations through the highest level of service. A Client Service Co-ordinator will respond to all participant inquiries regarding coverage, claim status and benefit options.

ABS will issue the participant pay-direct drug cards and booklets describing the benefits selected. Drug claims are handled through the pay-direct card at the pharmacy. Other medical and dental claims are submitted directly to ABS's claims office, thus ensuring the confidentiality of health information. Claim payments are sent to the address on the claim form.

In addition to its expertise and support for the traditional insured plan markets, as a Group MGA ALTERNATIVE BENEFIT SOLUTIONS offers a full menu of alternatives and optional programs supported by our in-house TPA (Third Party Administrative Services) to provide a single source group resource facility.

This facility enables ABS to offer a unique combination of products and services that assists producing brokers to help their clients develop ongoing innovative cost savings plans.

Our approach to providing alternative solutions is characterized by the flexibility of our individually underwritten Menu
flex™ Program. We also extend the alternatives we provide to include options within the traditional insured markets, as well as non-insured approaches supported by lower cost stop loss insurance to protect against catastrophic situations.

Administration & Claims

The Menuflex™ Disability Insurance Program is administered by The Norfolk Group, Calgary, Alberta.

The Norfolk GroupSince 1980, The Norfolk Group has been building partnerships with companies in Canada and around the world by providing exceptional service and expertise in human resources and benefit consulting, program design and implementation. Our dynamic team of management experts is highly knowledgeable and skilled in all facets of human resources and international benefit issues and challenges. Whether your operations are local, national or international, we bring a well-informed global perspective and creative problem solving techniques to your doorstep. Our goal is to work with you to develop flexible, cost-effective programs and services that make sense for your company and your employees.

To learn more, please visit our website at:
www.norfolkgrp.com

Underwriter:

The Menuflex™ Disability Insurance Program is underwritten by Lloyd's of London.

Lloyd's has been active in Canada since the beginning of the century and obtained its first provincial license in Quebec in 1932 and subsequently became licensed in each province and territory, becoming federally registered in 1977. Lloyd's was granted marine licenses in 1996 in all jurisdictions in Canada.

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Menuflex Disability Insurance

Introduction

 

Download PDF files to your computer
Menuflex Disability Insurance

Menuflex™ Income Protection Brochure & Application Kit

Disability Benefits Overview (Background Info)

Downloads require Acrobat® Reader software, freely available from Adobe® here

NEW! Medical & Dental Spending Account Program

Menuflex™ Individual Health & Dental

Odyssey™ Expatriate Benefits Program
 

Tax-Deductible?

"Cost-Plus" Health & Dental Claims

New CICA regulations for employers

Questions? For additional information please call toll-free 1-866-636-8359

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