 Alternative Benefits Solutions is pleased to announce a lower cost version of its unique Menuflex Benefits Program™ designed to respond to an apparent market need for comprehensive health and dental benefits, but at a significantly lower cost than other individual health plans normally offered today.
The Program is underwritten by Echelon General Insurance Company, and claims are paid
by the administrator, Alternative Benefit Solutions Inc.
Co-payment makes the difference:
In order to reduce the premium cost, the new SELECT version of the Program incorporates a 20% co-payment on all benefits.
The Extended Health Care (EHC) Benefit
pays 80% of all eligible expenses up to a maximum of $25,000 per person per policy year. The Dental Benefit (which can only be purchased with the EHC) pays 80% of eligible Basic Dental expenses up to a maximum of $1,000 per policy year. (Periodontic services are reimbursed at 50%).
Compare these monthly rates! |
| 1. Extended Health Care Only (80% Reimbursement)* | Single:
$56.51 | Couple:
$106.56 |
2 Parent Family with 1 child: $134.06 | Single Parent Family with 1 child: $84.01 | 2. Extended Health Care + Dental (80% Reimbursement)* | Single: $101.56 | Couple: $192.06 | 2 Parent Family with 1 child: $242.06 | Single Parent Family with 1 child: $151.06 |
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*Sample Ontario rates shown above. See Program Flyer & Application for rates for other provinces. They're even lower!
 Pay-Direct Card:
Participants under this new version of the Program will be issued a Pay-Direct Card that is used for drug claims at the Pharmacy. The card is also used at the Dentist's office (although not all dentists are set up to submit claims electronically).
Claims for all other eligible expenses will be submitted to
ABS on a paper claim with original receipts for reimbursement.
 Coverage under the Supplementary Optional Benefits is subject to approval of a Personal Health Declaration by the insurer for each participant and his/her eligible dependents. Coverage may be amended or surcharged based on the completed Personal Health Declaration.
What Plan's right for you?
Click here to review the Key Features of the Menuflex™ SELECT Program, and learn about the available Optional Coverage.
Next: Key Features | 
